:root{
  --ut-teal:#0ABFBC;
  --ut-teal-dark:#078f8d;
  --ut-teal-light:#e6fbfa;
  --ut-orange:#f97316;
  --ut-orange-dark:#c2410c;
  --ut-navy:#0d2d3e;
  --ut-navy-2:#143d52;
  --ut-white:#ffffff;
  --ut-gray:#f5fafa;
  --ut-line:#d9ecef;
  --ut-text:#17303d;
  --ut-muted:#5b7b88;
  --ut-radius:16px;
  --ut-shadow:0 12px 40px rgba(11,38,52,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Inter',sans-serif;color:var(--ut-text);background:#fff;font-size:16px;line-height:1.65}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto}
strong,b,h1,h2,h3,h4,h5,h6,.ut-brand,.ut-btn,.ut-nav-cta,.ut-badge,.ut-section-tag{font-weight:600}
.ut-container{width:min(1250px,calc(100% - 32px));margin:0 auto}
.ut-site-main{min-height:50vh}
.ut-site-header{position:sticky;top:0;z-index:50}
.ut-nav{background:var(--ut-navy);border-bottom:1px solid rgba(255,255,255,.05)}
.ut-nav-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:68px}
.ut-brand{display:inline-flex;align-items:center;gap:12px;font-size:1.15rem;color:var(--ut-white);letter-spacing:.01em;min-height:44px}
.ut-brand img{display:block;max-height:46px;width:auto;max-width:240px;object-fit:contain}
.ut-brand span{display:inline-block}
.ut-nav-panel{display:flex;align-items:center;gap:24px}
.ut-nav-links{display:flex;align-items:center;gap:20px;list-style:none;padding:0;margin:0}
.ut-nav-links a{font-size:.92rem;color:#a8c8d0;transition:.2s}
.ut-nav-links a:hover,.ut-nav-links a:focus{color:#fff}
.ut-nav-cta{display:inline-flex;align-items:center;justify-content:center;padding:10px 18px;border-radius:10px;background:var(--ut-teal);color:#fff;font-size:.92rem}

.ut-nav-panel{position:relative}
.ut-nav-links > li{position:relative}
.ut-nav-links li{list-style:none}
.ut-nav-links .sub-menu{
  list-style:none;
  margin:0;
  padding:10px 0;
  position:absolute;
  top:calc(100% + 14px);
  left:0;
  min-width:240px;
  background:#102f40;
  border:1px solid rgba(255,255,255,.08);
  border-radius:16px;
  box-shadow:0 20px 45px rgba(0,0,0,.22);
  opacity:0;
  visibility:hidden;
  transform:translateY(8px);
  transition:opacity .2s ease, transform .2s ease, visibility .2s ease;
  z-index:80;
}
.ut-nav-links .sub-menu .sub-menu{left:calc(100% + 10px);top:-10px}
.ut-nav-links li:hover > .sub-menu,
.ut-nav-links li:focus-within > .sub-menu,
.ut-nav-links li.is-open > .sub-menu{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}
.ut-nav-links .sub-menu li{width:100%}
.ut-nav-links .sub-menu a{
  display:flex;
  align-items:center;
  padding:10px 16px;
  color:#d7e7eb;
  white-space:nowrap;
}
.ut-nav-links .sub-menu a:hover,
.ut-nav-links .sub-menu a:focus{background:rgba(255,255,255,.08);color:#fff}
.ut-submenu-toggle{
  display:none;
  width:34px;
  height:34px;
  margin-left:6px;
  border:0;
  border-radius:10px;
  background:rgba(255,255,255,.08);
  color:#fff;
  cursor:pointer;
  align-items:center;
  justify-content:center;
  flex:0 0 34px;
}
.ut-submenu-toggle i{font-size:.8rem;transition:transform .2s ease}
.ut-nav-links li.is-open > .ut-submenu-toggle i{transform:rotate(180deg)}

.ut-menu-toggle{display:none;background:none;border:0;padding:0;width:42px;height:42px;border-radius:10px}
.ut-menu-toggle span{display:block;height:2px;background:#fff;margin:6px 0;border-radius:99px}
.ut-btn-row{display:flex;gap:12px;flex-wrap:wrap}
.ut-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 24px;border-radius:12px;font-size:.95rem;transition:.2s ease}
.ut-btn:hover{transform:translateY(-1px)}
.ut-btn-primary{background:var(--ut-teal);color:#fff;box-shadow:0 10px 28px rgba(10,191,188,.25)}
.ut-btn-outline{border:2px solid rgba(255,255,255,.45);color:#fff}
.ut-btn-white{background:#fff;color:var(--ut-teal-dark)}
.ut-btn-ghost{border:2px solid rgba(255,255,255,.35);color:#fff}
.ut-hero{padding:80px 0 70px;color:#fff}
.ut-gradient-navy-teal{background:linear-gradient(135deg,var(--ut-navy) 0%,#0e4f5c 100%)}
.ut-gradient-navy-orange{background:linear-gradient(135deg,var(--ut-navy) 0%,#7a3b14 100%)}
.ut-gradient-navy-crimson{background:linear-gradient(135deg,var(--ut-navy) 0%,#321016 100%)}
.ut-gradient-navy-purple{background:linear-gradient(135deg,var(--ut-navy) 0%,#2c1844 100%)}
.ut-gradient-navy-green{background:linear-gradient(135deg,var(--ut-navy) 0%,#103824 100%)}
.ut-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:56px;align-items:center}
.ut-badge{display:inline-flex;align-items:center;gap:8px;padding:7px 16px;border-radius:999px;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.1);margin-bottom:18px}
.ut-badge-solid{background:rgba(255,255,255,.14);color:#fff}
.ut-hero-title,.ut-page-title{margin:0 0 14px;font-size:clamp(2rem,5vw,3rem);line-height:1.16;color:#fff}
.ut-hero-desc,.ut-page-desc{max-width:680px;color:#d0e1e6;margin:0 0 28px;font-size:1rem}
.ut-hero-points{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:10px}
.ut-hero-points li,.ut-check-list li{position:relative;padding-left:26px}
.ut-hero-points li::before,.ut-check-list li::before{content:"\f058";font-family:"Font Awesome 6 Free";font-weight:900;position:absolute;left:0;top:0;color:var(--ut-teal)}
.ut-panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:var(--ut-radius);padding:28px;backdrop-filter:blur(2px)}
.ut-panel h3{margin:0 0 18px;font-size:1.05rem;color:#fff}
.ut-panel-item,.ut-commission-item{display:flex;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.ut-panel-item:last-child,.ut-commission-item:last-child{border-bottom:0}
.ut-panel-icon{width:40px;height:40px;border-radius:12px;background:rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.ut-panel-item strong,.ut-commission-item strong{display:block;color:#fff;margin-bottom:2px}
.ut-panel-item span,.ut-commission-item span{display:block;color:#bfd3d8;font-size:.92rem}
.ut-commission-value{width:62px;height:62px;border-radius:14px;background:var(--ut-teal);display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.05rem;flex-shrink:0;text-align:center;padding:8px;line-height:1.1}
.ut-stats-bar{background:var(--ut-teal)}
.ut-stats-grid{display:grid;grid-template-columns:repeat(5,1fr)}
.ut-stat{text-align:center;padding:22px 12px;border-right:1px solid rgba(255,255,255,.18)}
.ut-stat:last-child{border-right:0}
.ut-stat-number{font-size:1.7rem;color:#fff}
.ut-stat-label{font-size:.8rem;color:rgba(255,255,255,.82)}
.ut-section{padding:72px 0}
.ut-section-alt{background:var(--ut-gray)}
.ut-section-head{margin-bottom:28px}
.ut-center-head{text-align:center;max-width:760px;margin:0 auto 34px}
.ut-section-tag{display:inline-block;color:var(--ut-teal);text-transform:uppercase;font-size:.78rem;letter-spacing:.09em;margin-bottom:10px}
.ut-section-title{margin:0 0 10px;font-size:clamp(1.5rem,4vw,2.2rem);line-height:1.2;color:var(--ut-navy)}
.ut-section-sub{margin:0;color:var(--ut-muted)}
.ut-split-grid,.ut-how-cols,.ut-focused-grid,.ut-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.ut-split-card{background:#fff;border-radius:22px;overflow:hidden;box-shadow:var(--ut-shadow);border:1px solid #edf5f7}
.ut-split-card-head{padding:30px;color:#fff}
.ut-split-teal .ut-split-card-head{background:linear-gradient(135deg,var(--ut-teal-dark) 0%,var(--ut-teal) 100%)}
.ut-split-orange .ut-split-card-head{background:linear-gradient(135deg,var(--ut-orange-dark) 0%,var(--ut-orange) 100%)}
.ut-split-card-head h3{margin:0 0 10px;font-size:1.4rem}
.ut-split-card-head p{margin:0;color:rgba(255,255,255,.88)}
.ut-tag-list{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.ut-tag{display:inline-flex;padding:4px 10px;border-radius:999px;background:rgba(255,255,255,.18);font-size:.78rem;color:#fff}
.ut-split-card-body{padding:28px 30px}
.ut-check-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.ut-metric{display:grid;grid-template-columns:92px 1fr;gap:14px;align-items:center;margin:22px 0;padding:16px;border-radius:16px}
.ut-metric-teal{background:var(--ut-teal-light)}
.ut-metric-orange{background:#fff3e8}
.ut-metric-value{font-size:2rem;line-height:1;color:var(--ut-navy)}
.ut-metric strong{display:block;color:var(--ut-navy)}
.ut-metric span{color:var(--ut-muted);font-size:.92rem}
.ut-card-link{color:var(--ut-teal-dark);font-size:.95rem}
.ut-how-col{background:#fff;border:1px solid #e6eff2;border-radius:20px;padding:28px;box-shadow:var(--ut-shadow)}
.ut-how-title{margin:0 0 18px;font-size:1.3rem;color:var(--ut-navy)}
.ut-how-step{display:grid;grid-template-columns:56px 1fr;gap:14px;align-items:start;padding:12px 0}
.ut-how-step + .ut-how-step{border-top:1px solid #edf3f5}
.ut-how-num{width:44px;height:44px;border-radius:14px;display:flex;align-items:center;justify-content:center;color:#fff}
.ut-how-teal{background:var(--ut-teal)}
.ut-how-orange{background:var(--ut-orange)}
.ut-how-step h4,.ut-benefit-card h3,.ut-info-card h3,.ut-why-card h3,.ut-step-card h3,.ut-info-list-card h3{margin:0 0 6px;font-size:1.05rem;color:var(--ut-navy)}
.ut-how-step p,.ut-benefit-card p,.ut-info-card p,.ut-why-card p,.ut-step-card p,.ut-info-list-card li{margin:0;color:var(--ut-muted)}
.ut-card-grid{display:grid;gap:20px}
.ut-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.ut-benefit-card,.ut-info-card,.ut-why-card,.ut-step-card,.ut-info-list-card,.ut-form-box{background:#fff;border:1px solid #e4eef1;border-radius:18px;padding:24px;box-shadow:var(--ut-shadow)}
.ut-info-number{font-size:1.8rem;color:var(--ut-teal);margin-bottom:6px}
.ut-steps-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.ut-step-num{width:44px;height:44px;border-radius:14px;background:var(--ut-teal);display:flex;align-items:center;justify-content:center;color:#fff;margin-bottom:14px}
.ut-form-section{padding:72px 0;background:#fff}
.ut-form-side h2{margin:0 0 10px;font-size:1.8rem;color:var(--ut-navy)}
.ut-form-side p{margin:0 0 18px;color:var(--ut-muted)}
.ut-form-box h3,.ut-form-box h4{margin:0 0 18px;font-size:1.15rem;color:var(--ut-navy)}
.ut-form-inner{display:grid;gap:14px}
.ut-form-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.ut-field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.ut-field label{font-size:.86rem;color:var(--ut-navy)}
.ut-field input,.ut-field select,.ut-field textarea{width:100%;border:1.5px solid var(--ut-line);border-radius:12px;padding:12px 14px;font:inherit;color:var(--ut-text);background:#fff;outline:none;transition:border-color .2s, box-shadow .2s}
.ut-field input:focus,.ut-field select:focus,.ut-field textarea:focus{border-color:var(--ut-teal);box-shadow:0 0 0 4px rgba(10,191,188,.12)}
.ut-field textarea{resize:vertical;min-height:108px}
.ut-checkbox-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.ut-check-option{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:12px;background:var(--ut-gray);font-size:.92rem}
.ut-check-option input{margin:0;accent-color:var(--ut-teal)}
.ut-submit{display:inline-flex;justify-content:center;align-items:center;width:100%;min-height:48px;border:0;border-radius:12px;background:var(--ut-teal);color:#fff;font:inherit;font-weight:600;cursor:pointer;box-shadow:0 10px 28px rgba(10,191,188,.2)}
.ut-submit.ut-submit-orange{background:var(--ut-orange);box-shadow:0 10px 28px rgba(249,115,22,.18)}
.ut-form-note{margin:12px 0 0;color:var(--ut-muted);font-size:.84rem;text-align:center}
.ut-alert{margin-bottom:16px;padding:14px 16px;border-radius:14px;font-size:.94rem}
.ut-alert-success{background:#ecfdf5;color:#166534;border:1px solid #bbf7d0}
.ut-alert-error{background:#fef2f2;color:#991b1b;border:1px solid #fecaca}
.ut-page-hero{padding:58px 0 46px}
.ut-page-hero-teal{background:linear-gradient(135deg,var(--ut-teal-dark) 0%,var(--ut-teal) 100%)}
.ut-page-hero-orange{background:linear-gradient(135deg,var(--ut-orange-dark) 0%,var(--ut-orange) 100%)}
.ut-focused-grid{align-items:start}
.ut-highlight{display:grid;grid-template-columns:100px 1fr;gap:16px;align-items:center;padding:20px;border-radius:18px;color:#fff;margin-bottom:20px}
.ut-highlight-teal{background:linear-gradient(135deg,var(--ut-teal-dark) 0%,var(--ut-teal) 100%)}
.ut-highlight-orange{background:linear-gradient(135deg,var(--ut-orange-dark) 0%,var(--ut-orange) 100%)}
.ut-highlight-value{font-size:2.2rem;line-height:1}
.ut-highlight strong{display:block;margin-bottom:4px}
.ut-highlight span{display:block;color:rgba(255,255,255,.88);font-size:.92rem}
.ut-standard-page{padding:56px 0}
.ut-standard-title{margin:0 0 20px;color:var(--ut-navy);font-size:2rem}
.ut-prose{max-width:860px}
.ut-prose .entry-content{color:var(--ut-text)}
.ut-site-footer{background:var(--ut-navy);padding:22px 0;margin-top:0}
.ut-footer-inner{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.ut-footer-brand{color:#fff;font-size:1rem}
.ut-site-footer p{margin:0;color:#9eb7bf;font-size:.84rem}
@media (max-width: 1024px){
  .ut-hero-grid{grid-template-columns:1fr}
  .ut-grid-3,.ut-steps-row{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ut-split-grid,.ut-how-cols,.ut-focused-grid,.ut-form-grid{grid-template-columns:1fr}
  .ut-stats-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width: 782px){
  .ut-menu-toggle{display:block}
  .ut-nav-panel{display:none;position:absolute;left:16px;right:16px;top:70px;flex-direction:column;align-items:stretch;background:var(--ut-navy);padding:16px;border-radius:16px;box-shadow:var(--ut-shadow)}
  .ut-nav-panel.is-open{display:flex}
  .ut-nav-links{flex-direction:column;align-items:stretch;gap:6px;width:100%}
  .ut-nav-links > li{width:100%}
  .ut-nav-links > li > a{display:flex;align-items:center;min-height:44px;padding:10px 12px}
  .ut-nav-links .menu-item-has-children,
  .ut-nav-links .page_item_has_children{display:grid;grid-template-columns:minmax(0,1fr) 34px;align-items:center}
  .ut-nav-links .menu-item-has-children > a,
  .ut-nav-links .page_item_has_children > a{grid-column:1}
  .ut-submenu-toggle{display:inline-flex}
  .ut-nav-links .sub-menu{position:static;min-width:0;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);box-shadow:none;border-radius:14px;padding:6px;margin:0 0 8px 0;display:none;opacity:1;visibility:visible;transform:none}
  .ut-nav-links li.is-open > .sub-menu{display:block}
  .ut-nav-links .sub-menu .sub-menu{margin-top:6px;left:auto;top:auto}
  .ut-nav-cta{width:100%;justify-content:center}
  .ut-form-row,.ut-checkbox-grid,.ut-grid-3,.ut-steps-row,.ut-stats-grid{grid-template-columns:1fr}
  .ut-container{width:min(1250px,calc(100% - 24px))}
  .ut-section,.ut-form-section{padding:56px 0}
  .ut-highlight,.ut-metric{grid-template-columns:1fr}
}


.ut-btn-center{justify-content:center}
.ut-cta-band{
  position:relative;
  overflow:hidden;
  padding:96px 0;
  background:
    radial-gradient(circle at top left, rgba(10,191,188,.22), transparent 38%),
    radial-gradient(circle at bottom right, rgba(255,255,255,.14), transparent 24%),
    linear-gradient(135deg,#092332 0%,#0b3d4a 48%,#0f5d68 100%);
}
.ut-cta-band::before,
.ut-cta-band::after{
  content:"";
  position:absolute;
  border-radius:999px;
  pointer-events:none;
}
.ut-cta-band::before{
  width:340px;height:340px;
  right:-120px;top:-110px;
  background:rgba(255,255,255,.06);
}
.ut-cta-band::after{
  width:240px;height:240px;
  left:-80px;bottom:-110px;
  background:rgba(10,191,188,.18);
}
.ut-cta-inner{
  position:relative;
  z-index:1;
  max-width:980px;
  margin:0 auto;
  text-align:center;
  padding:54px 42px;
  border-radius:30px;
  border:1px solid rgba(255,255,255,.14);
  background:linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.04));
  box-shadow:0 30px 80px rgba(0,0,0,.22);
  backdrop-filter:blur(5px);
}
.ut-cta-kicker{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:8px 18px;
  margin-bottom:18px;
  border-radius:999px;
  background:rgba(255,255,255,.11);
  border:1px solid rgba(255,255,255,.2);
  color:#dbfcfb;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:.8rem;
  font-weight:600;
}
.ut-cta-inner h2{
  margin:0 0 14px;
  color:#fff;
  font-size:clamp(2.1rem,5vw,3.6rem);
  line-height:1.05;
}
.ut-cta-inner p{
  max-width:760px;
  margin:0 auto 30px;
  color:#dbedf0;
  font-size:1.08rem;
  line-height:1.8;
}
.ut-cta-inner .ut-btn-row{gap:16px}
.ut-cta-inner .ut-btn{
  min-height:58px;
  padding:15px 28px;
  border-radius:16px;
  font-size:1rem;
}
.ut-cta-inner .ut-btn-white{
  background:#fff;
  color:var(--ut-navy);
  box-shadow:0 16px 36px rgba(255,255,255,.18);
}
.ut-cta-inner .ut-btn-ghost{
  border:2px solid rgba(255,255,255,.38);
  color:#fff;
  background:rgba(255,255,255,.06);
}
.ut-cta-inner .ut-btn:hover{transform:translateY(-2px)}
.ut-external-form-wrap h3{margin-bottom:18px}
.ut-external-form-code{width:100%}
@media (max-width: 782px){
  .ut-brand img{max-height:40px;max-width:180px}
  .ut-cta-band{padding:72px 0}
  .ut-cta-inner{padding:36px 22px;border-radius:24px}
  .ut-cta-inner p{font-size:1rem}
}